Long Term Care Insurance Claims: Document Everything!
To date we have yet to have a long term care insurance claim thru Mrs. LTC go to a law suit. But we have seen and heard of cases that h [...]
Reading the Explanation Of Benefits
Once you have a long term care insurance claim approved, you will typically receive an EOB (Explanation of Benefits). This document may [...]
State Veteran Benefits for Long Term Care
Long Term Care Insurance for Veterans is complex. There are two programs that might be useful for veterans when facing long term care: [...]
Federal Veteran Benefits for Long Term Care
Long term care insurance for Veterans is complex. There are two programs that might be useful for veterans when facing long term care. [...]
Will Medicare pay for long term care
In a word: no. Sorry. Medicare is – by design – “recovery care” insurance. So if you have a stroke or fall or some such, Medicare will [...]
Will MediCAID pay for long term care
Medicare and Medicaid are often confused because they have similar names. Medicaid, however, is what we used to call “welfare”, or tax- [...]
Medicare supplements and long term care
Won’t my Medicare supplement pay for my care? Yes – if the care is recovery based. No – if the care is long term care. Medicare supplem [...]
Medicaid and State Partnership Plans
What is a Partnership Qualified Plan? Perhaps recognizing that there was a crisis in care coming as the Baby Boomers aged, there have b [...]
Dementia Test at Home
Click to View & Download 10 Warning Signs of Alzheimer’s Worksheet Contact Us for Help with Long Term Care Claims Mrs. LTC Claim Hel [...]
Cash v Reimbursement Policies
As you may have learned by now, not all long term care policies operate the same way. Here are just a few of the distinctions: • Hybrid [...]