Tip 4 When to Call Insurance
Question of the Day Series. Why am I on hold so long? Tip, call later in the week to wait less. Stana Martin, PhD, founded Mrs LTC to [...]
Tip 3 Call to Confirm Benefits
Question of the Day Series. Why isn't my claim paying as much as I thought it would? Stana Martin, PhD, founded Mrs LTC to provide a [...]
Tip 2 Have a Third Party Release
Question of the Day Series. Why won't my insurance company talk to me? Stana Martin, PhD, founded Mrs LTC to provide a top-quality re [...]
Tip 1 Change Address on File
Change Address on File with your Long Term Care Insurance carrier. One of the first things we recommend family do is to change the ad [...]
Why isn’t my policy paying yet?
Long term care insurance, like other insurance.... has a deductible – typically 90 or 100 days (though it can be different) Eliminat [...]
Do I Need Long Term Care Insurance?
How do you know if you need a long term care policy (or not)? You have a thorough conversation and get comparison quotes so you are [...]
Insurance Company Cheating Me
Insurance companies are not the evil witch. They are not trying to “get out” of paying a claim or cheat the policy holder. They are [...]
Why Did My Benefits Stop?
Claims that have been paying nicely can sometimes stop paying benefits. Claims are regularly reviewed to see if a person is medicall [...]
What is the Nurse Assessment?
The nurse assessment is a normal part of the process of determining claim eligibility. It can be a major stumbling block to g [...]
Mrs LTC – Pay Family Care Provider?
Some contracts will pay for family as a care provider -- most won’t. So to know if your policy will pay for informal or famil [...]