Can I self-pay (or self-insure) my long term care risk?
So you are considering paying for care out of your own pocket. It is possible. There are folks who have enough resources to totally p [...]
How To Make a Plan To Age Well
Aging is a natural part of life, a voyage that everyone is on. Like any other journey, it requires preparation, guidance and support. Y [...]
Claim Denial – Long Term Care
If you have found your way to this section of our website, chances are you have had the frustrating experience of attempting a claim fo [...]
The Dos and Don’ts of Managing Home Care
Most of us are not professional home care managers – we are teachers, bankers, plumbers and other types of experts. So, when a family m [...]
If we can only insure one of us..
I get this situation frequently. Either there are budget constraints that mean a couple have to choose which spouse to insure and/or o [...]
Rate Increase – What Do I DO?!
So you have a rate increase letter and possibly even an “offer” to reduce benefits. We have seen this frequently of late with Genworth [...]
Top 10 Long Term Care States
The American Association of Long Term Care Insurance (AALTCI) publishes data each year on the state of long term care insurance in the [...]
Washington Cares Fund – A tax to pay for care
2021 was a strange year in the long term care insurance world – driven mostly by the state of Washington. Washington passed a one-of-a- [...]
Is It Time?
The sandwich generation has never felt the pinch of “sandwiched” than when we are caring for seniors in our lives. The situation gets w [...]
Long Term Care Insurance and Taxes
As the old saying goes, “you can’t avoid taxes.” You can, however, be smart about your deductions and mechanisms for paying premiums th [...]