Handling the Nurse Assessment for a Claim
If you have read much on our website, you will be aware that one of the many ways and insurance company verifies the legitimacy of a cl [...]
If we can only insure one of us..
I get this situation frequently. Either there are budget constraints that mean a couple have to choose which spouse to insure and/or o [...]
Rate Increase – What Do I DO?!
So you have a rate increase letter and possibly even an “offer” to reduce benefits. We have seen this frequently of late with Genworth [...]
Top 10 Long Term Care States
The American Association of Long Term Care Insurance (AALTCI) publishes data each year on the state of long term care insurance in the [...]
Is It Time?
The sandwich generation has never felt the pinch of “sandwiched” than when we are caring for seniors in our lives. The situation gets w [...]
Long Term Care Insurance and Taxes
As the old saying goes, “you can’t avoid taxes.” You can, however, be smart about your deductions and mechanisms for paying premiums th [...]
Paying Home Health Care with a Long Term Care Policy
Often our clients have a long term care policy with which they expect to pay home care help using payroll services. While this may soun [...]
UNUM and CNA – are these long term care insurance policies any good?
Every time I am asked if a policy or company is “any good”, I always hesitate on a response. I never know what other people mean by “an [...]
COVID and Long Term Care
Well, it is THE topic of this year, isn’t it? And the impact of this pandemic has been pervasive – sometimes painfully. In the world of [...]
Is My Genworth Long Term Care Policy still good?
When you have been in this industry as long as I have, you can start to hear repeat questions as the economy cycles. Most recently Genw [...]