Top 10 Long Term Care States
The American Association of Long Term Care Insurance (AALTCI) publishes data each year on the state of long term care insurance in the [...]
Is It Time?
The sandwich generation has never felt the pinch of “sandwiched” than when we are caring for seniors in our lives. The situation gets w [...]
Long Term Care Insurance and Taxes
As the old saying goes, “you can’t avoid taxes.” You can, however, be smart about your deductions and mechanisms for paying premiums th [...]
Paying Home Health Care with a Long Term Care Policy
Often our clients have a long term care policy with which they expect to pay home care help using payroll services. While this may soun [...]
UNUM and CNA – are these long term care insurance policies any good?
Every time I am asked if a policy or company is “any good”, I always hesitate on a response. I never know what other people mean by “an [...]
COVID and Long Term Care
Well, it is THE topic of this year, isn’t it? And the impact of this pandemic has been pervasive – sometimes painfully. In the world of [...]
Is My Genworth Long Term Care Policy still good?
When you have been in this industry as long as I have, you can start to hear repeat questions as the economy cycles. Most recently Genw [...]
A SMARTER WAY TO PAY FOR LONG TERM CARE
In other posts, I have written about using VA benefits, qualifying for Medicaid, self-paying the cost, and buying insurance as ways to [...]
Insider Tip for Dementia Claims
The call came thru from a son who was quite angry that his Mother’s claim for long term care benefits was denied and (as he said) “she [...]
CLAIM Insider Tips
Look here for the Top 10 CLAIMS Insider tips from Mrs. LTC. You will not want to miss out on this information. #1 CHANGE THE ADDRESS ON [...]