Handling the Nurse Assessment for a Claim
If you have read much on our website, you will be aware that one of the many ways and insurance company verifies the legitimacy of a cl [...]
If we can only insure one of us..
I get this situation frequently. Either there are budget constraints that mean a couple have to choose which spouse to insure and/or o [...]
Rate Increase – What Do I DO?!
So you have a rate increase letter and possibly even an “offer” to reduce benefits. We have seen this frequently of late with Genworth [...]
Top 10 Long Term Care States
The American Association of Long Term Care Insurance (AALTCI) publishes data each year on the state of long term care insurance in the [...]
Washington Cares Fund – A tax to pay for care
2021 was a strange year in the long term care insurance world – driven mostly by the state of Washington. Washington passed a one-of-a- [...]
Is It Time?
The sandwich generation has never felt the pinch of “sandwiched” than when we are caring for seniors in our lives. The situation gets w [...]
UNUM and CNA – are these long term care insurance policies any good?
Every time I am asked if a policy or company is “any good”, I always hesitate on a response. I never know what other people mean by “an [...]
COVID and Long Term Care
Well, it is THE topic of this year, isn’t it? And the impact of this pandemic has been pervasive – sometimes painfully. In the world of [...]
A SMARTER WAY TO PAY FOR LONG TERM CARE
In other posts, I have written about using VA benefits, qualifying for Medicaid, self-paying the cost, and buying insurance as ways to [...]
Insider Tip for Dementia Claims
The call came thru from a son who was quite angry that his Mother’s claim for long term care benefits was denied and (as he said) “she [...]