Can I self-pay (or self-insure) my long term care risk?
So you are considering paying for care out of your own pocket. It is possible. There are folks who have enough resources to totally p [...]
Instructions for CLAIM WORKSHEET
DOWNLOAD FREE Claim Worksheet This page will give you the majority of the benefits in your policy in one at-a-glance page. Most of the [...]
How To Make a Plan To Age Well
Aging is a natural part of life, a voyage that everyone is on. Like any other journey, it requires preparation, guidance and support. Y [...]
Driving and Long Term Care Insurance Claim
Driving (or not) as we age is a difficult topic. In the USA, there is often very little or no public transit. And in most places acro [...]
Filing a Long Term Care Claim
So you need to file a claim, eh? Well you have come to the right place… First, you have to know that this is insurance – it is going to [...]
Claim Denial – Long Term Care
If you have found your way to this section of our website, chances are you have had the frustrating experience of attempting a claim fo [...]
The Dos and Don’ts of Managing Home Care
Most of us are not professional home care managers – we are teachers, bankers, plumbers and other types of experts. So, when a family m [...]
Handling the Nurse Assessment for a Claim
If you have read much on our website, you will be aware that one of the many ways and insurance company verifies the legitimacy of a cl [...]
If we can only insure one of us..
I get this situation frequently. Either there are budget constraints that mean a couple have to choose which spouse to insure and/or o [...]
Rate Increase – What Do I DO?!
So you have a rate increase letter and possibly even an “offer” to reduce benefits. We have seen this frequently of late with Genworth [...]