If we can only insure one of us..
I get this situation frequently. Either there are budget constraints that mean a couple have to choose which spouse to insure and/or o [...]
Long Term Care Insurance and Taxes
As the old saying goes, “you can’t avoid taxes.” You can, however, be smart about your deductions and mechanisms for paying premiums th [...]
Long Term Care Insurance Rate Increases
This has been the topic of the year, I think. We have had more conversations this year with policy holders on this topic than any previ [...]
Long Term Care Rate Raises
We have fielded quite a few questions of late about rate increases on long term care insurance policies. Some of the larger companies ( [...]
Is John Hancock still a good company for long term care?
I struggle to answer this question when I get asked because I don’t know what people mean by “good”. So let me field a few ways that I [...]
Is Mutual Of Omaha a good company for long term care?
I often get asked which companies are “the best” and which are “bad”. My answer to that is that it depends on what criteria you are usi [...]
But what about rate increases?!?!
I often have this conversation with folks. Either those who are considering buying, or those who already own a policy and are seeing a [...]
BUYING Insurance Insider Tips
Mrs. LTC can help you with this important decision. See here for the Top 10 Insider Tips for buying Long Term Care Insurance. #1: DON’T [...]