About Mrs. LTC

What does Mrs. LTC do to help with Long Term Insurance Claims?

At Mrs LTC we understand that insurance companies must do due diligence to avoid fraud. That due diligence requires many care providers to send in many pages of documents. Therein lies the problems: multiple staff at multiple care providers must send in many documents using technology that (ahem) largely works (just not always works). Someone has to monitor and check the claim to fix communication problems and make sure accurate information is getting in the claim file for the claim adjuster to review.

When the claimant him/herself is fragile and the family are in overload with care, the claim process can be confusing and confounding.  And yet, insurance companies pay very faithfully when the documents match the policy.  These policies are good – they help off-set the (very expensive) cost of care!  So when there is a policy in the mix, this is overall a very good thing.  The policies do pay benefits -- owning term care insurance is the peace of mind families need.

BUT…someone has to read and understand the benefits triggers, read and understand what types of care givers are allowed, and then navigate and steer the document stream.

Mrs. LTC exists to stand in the gap.

We serve families as they face care and need help understanding the contract and/or filing the claim.  Or, we help people shop for policies among the myriad options in the ever-changing market today.  So whether someone is buying a new policy or trying to claim on an old policy, Stana’s personal passion to “help families do this better” is still alive and strong in our corporate culture.  It is always our honor – and know that we think of it as an honor --  to serve families in this area.

Here are a few resources to utilize to learn more about these processes:

BLOG ARTICLES– free: Blog Resource - Mrs. LTC (mrsltc.com)

BOOKS – low cost: Long Term Care Claim Filing / Handing Down the Kingdom

TO SET UP A CONSULTATION: CLICK HERE