UNUM and CNA – are these long term care insurance policies any good?
Every time I am asked if a policy or company is “any good”, I always hesitate on a response. I never know what other people mean by “an [...]
Long Term Care Rate Raises
We have fielded quite a few questions of late about rate increases on long term care insurance policies. Some of the larger companies ( [...]
Is John Hancock still a good company for long term care?
I struggle to answer this question when I get asked because I don’t know what people mean by “good”. So let me field a few ways that I [...]
Tip 4 When to Call Insurance
Question of the Day Series. Why am I on hold so long? Tip, call later in the week to wait less. Stana Martin, PhD, founded Mrs LTC to [...]
Tip 3 Call to Confirm Benefits
Question of the Day Series. Why isn't my claim paying as much as I thought it would? Stana Martin, PhD, founded Mrs LTC to provide a [...]
Tip 2 Have a Third Party Release
Question of the Day Series. Why won't my insurance company talk to me? Stana Martin, PhD, founded Mrs LTC to provide a top-quality re [...]
Tip 1 Change Address on File
Change Address on File with your Long Term Care Insurance carrier. One of the first things we recommend family do is to change the ad [...]
COVID and Long Term Care
Well, it is THE topic of this year, isn’t it? And the impact of this pandemic has been pervasive – sometimes painfully. In the world of [...]
Is My Genworth Long Term Care Policy still good?
When you have been in this industry as long as I have, you can start to hear repeat questions as the economy cycles. Most recently Genw [...]
Why isn’t my policy paying yet?
Long term care insurance, like other insurance.... has a deductible – typically 90 or 100 days (though it can be different) Eliminat [...]